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Welcome To Inlet Finance Brokers

INLET finance is a Licensed Finance Broker and is an accredited member of the Finance Brokers Association of Australia, Professional Lenders Association Network of Australia, and a founding member of Independent Finance Associates, with Principal Mark Barrett also holding a Certificate in Finance Broking.

INLET finance is owned and operated by long time resident Mark Barrett and is a true locally owned and operated business - not a branch, representative office, or franchise of a company located in Perth, or the Eastern States. Although based in Mandurah, I have also helped clients throughout the Peel region, the Southwest, Perth metropolitan area, and as far away as Alice Springs and Clients working offshore.

I am also a Specialist in the “non-conforming” market that provides for the needs of people who may have had past credit problems, or for one reason or another just don’t meet the requirements of the main stream lenders.

I have been working in the Finance Broking industry for about 5 years, established my own business of INLET finance , and have previously worked in the Banking industry for some 23 years with Westpac. On leaving Westpac, I spent some time self employed in other industries. During this period, a great deal was learnt about what was required/desired in the financial and borrowing aspects of small business and individuals. I believe this now holds me in good stead in understanding how to approach and deliver the best service and loan facilities for my clients needs.

Availability to my Clients when it suits them is important, and accordingly, I am contactable every day of the week, including evenings and weekends. My service is provided in the comfort and security of your own home or business at a time that suits you – no need to take time off work and possibly wait days for an appointment.

Utilising state of the art software programs, I can show you details and comparisons of most finance/loan facilities available, some of which include :-

Home loans
Debt Consolidation
Self employed or Business owner
Low Doc & No Doc loans

Investment loans
Refinancing
Non Conforming loans
Commercial property

Services We Can Offer You

Personal Service

Many years experience was gained in the Banking industry at a time when “Personal Service” was the normal and expected practice afforded, and was a right, not a privilege, for a “Customer”. This philosophy is a corner stone of the service provided by INLET finance. All my Clients are entitled to, receive, and deserve to be given personal service and to be treated as a person with feelings, wants, and needs.

Range and Scope of Loans

INLET finance has access to home loan finance from a large range of lenders that will cater for just about any need or structure that will suit you. With over 1300 different loan styles available, there is sure to be one that will fit your needs and personal situation. These can include Basic loans, Standard Loans, Line of Credit, Low Doc and No Doc loans, Fixed rate, Variable rate, and probably most type of loans you can think of.

Basic Home Loans

INLET finance can arrange this type of loan and as the name implies, this is a straight forward home loan that doesn’t have all the “bells and whistles” available on a standard loan - but usually retains some of the important features. One very beneficial feature is that they have an interest rate that can be around 0.60% lower than a standard variable rate loan - and this is usually for the life of the loan.

This is an attractive, economical, and cost effective loan.

Standard Home Loan

INLET finance has access to a large range of lenders that offer this usually fully optioned home loan that attracts an interest rate commonly referred to as the standard variable rate. However, it is possible to reduce this rate if you qualify for some form of package deal, or borrow over a specified amount. Some of these loans may also attract an annual or monthly fee, and maybe offer fee free operating accounts.

Low Doc & No Doc loans

INLET finance has access to a range of these loans from various lenders that can be ideal for the self employed, business owner, contractor, or investor, who’s financials may be unusual or are not timely. Financial statements are often not readily available, or getting them done in a hurry when applying for a loan can be difficult. Generally the Lender will accept a self certification of earnings and no verification of your income is required, or undertaken by them.

“Non Conforming” loans.

INLET finance is a Specialist with this type of loan. They are a godsend for those who, for a variety of reasons, are unable to get finance from the mainstream lenders due to issues such as unusual employment types or situations, unusual income types or sources, past credit problems, and even previous bankruptcy.

Not everyone’s situation is necessarily risky, it may just be unusual, and therefore rates can be very competitive with the main stream lenders.

These loans offer the opportunity to get you “back on track”, or allow you to access loans when the normal lenders can’t help.

Motor vehicles, Plant, Equipment etc

INLET finance can arrange finance for cars, trucks, plant, café/restaurant equipment, computer equipment, and subject to conditions - working capital for businesses.

For people in the “trades”, finance is also available for their specialised equipment – brick saws, welders, etc.